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JaCi Wallace
How Noise Can Affect the Value of Your Home in Sacramento
How noise can affect the value of your home in Sacramento. Maybe noise doesn’t affect values on the Big Island of Hawaii as it is fairly quiet, no matter where you are. Of course, you could say the same thing about the middle of Petersburg, Alaska, too, just a lot chillier.
Many home buyers pay attention to noise pollution when buying a home. Elizabeth turned down several locations in East Sacramento and opted for buying a home in Land Park because there is less noise. But sometimes people become accustomed to the hum of traffic after a while, and it doesn’t bother them until it comes time to sell. Then, the noise factor can become an issue. Unless, maybe, you’re selling to 12% of the population who have a hearing loss.
Read more in our personal blog today about Pay Attention to Noise When Buying a Home in Sacramento.
If you are looking for a quiet location because you agree that noise can affect the value of your home in Sacramento, give us a call. Or perhaps you like the busy hustle of the downtown area? We can be reached at 916-233-6759. JaCi Wallace is with RE/MAX Gold DRE# 00773532. Elizabeth Weintraub DRE# 00697006 is an independent broker, combined we are Weintraub & Wallace Realtors. Call us or email us at elizabeth@elizabethweintraub.com
- JaCi M. Wallace
THE BEST TIME TO SELL YOUR HOME IS COMING SOON!
The best time to sell your home is coming soon! This blog was written by our preferred lender, Dan Tharp with Guild Mortage. Enjoy~~JaCi Wallace.
When I started in this business almost 20 years ago, my ego sometimes got the best of me; I thought I knew it all and could foresee when rates would go up or down and how these changes would affect the housing market. I learned very quickly that I do not possess this superpower. I promptly changed my tune – my job is to guide my clients with the safest and most secure loan choices possible and let the historical data help build some consensus to formulate a plan or strategy to buy or sell.
With that said, it’s interesting to see what market professionals are saying is the best time to sell your home. If you have been on the fence waiting for the right time to sell, you might want to look at the data. According to Realtor. com®’s fourth annual Best Time To Sell report, the ideal time to list your home in Sacramento is the week of April 17. Because it possibly has the perfect balance of housing market conditions that favor home sellers, more so than any other week in the year.
Also, Money.com listed Elk Grove #4 on their list of best places in the country to sell a home in 2022. According to Realtor.com’s chief economist Danielle Hale, “Sellers listing in mid-April can expect to find relatively high buyer interest, coupled with limited competition from other sellers, that equates to fast-selling homes at top dollar,” she said in a recent news release. But, of course, market conditions are variable and not always the same for everyone, and the best time to list your home can change quickly.
If you think it’s time, here are three things you should do first:
#1) Find an experienced lender to secure financing to know your options and what you qualify for if you are thinking of buying a new home after you sell. It’s not just about getting a great interest rate; it’s also about working with a lender who will take the time to be sure you are in the right loan for your situation.
#2) Find a great Realtor to work with to list your home and possibly help you find another. I know some of the best in the business and would love to introduce you to one or two that work in your area.
#3) Layout your Game Plan with your agent and your lender. Once you have settled on your agent and lending team, it is best to be open with your budget, dream neighborhood, and comfort level regarding the monthly payment and cash needed to close. This will help your team implement a strategy that will put you in the best position to win.
If you want to sell your home closing soon Please call Weintraub and Wallace Realtors. JaCi Wallace is with RE/MAX GOLD. Elizabeth Weintraub is and independent broker. We can be reached at 916-233-6759.
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~~ Dan Tharp – Branch Manager Guild Mortgage 916-257-1470 NMLS# 280913 | Company NMLS # 3274 |
Adopted by a Cat at the Hemingway House in Key West
Adopted by a cat at the Hemmingway house in Key West. I use a bookmark my sister gave to me that says you are nobody until a cat loves you or says so, or something like that. It’s true. They also say that cats can sense who really likes them. Cat haters will tell you that cats always come to them, but that’s just so they can hate them more and irritate them, not because the cats like that person. It’s like they are saying that the cat hater repulses them as well. If a cat truly likes you, you will know it; a cat will do “feelies” on you, what some people call making bread.
Read more in my personal blog today and see photos of a A Catalude at the Hemingway House in Key West. Happy New Years everybody and a fabulous welcome to 2014. If you are thinking of buying or selling or both call Weintraub and Wallace Realtors. Elizabeth is an independent broker. JaCi Wallace is with RE/MAX Gold DRE 00773532. We can be reached at 916-216-5224.
~~JaCi Wallace
Buy a Home for Your Parents With This Special Loan Program
Buy a home for your parents with this special loan program; this is an excellent blog written by our own preferred lender Dan Tharp. ~~JaCi Wallace with RE/MAX Gold # 00773532
As a long-time Mortgage lender in Sacramento, I have used this relatively unknown loan program to help my clients purchase new homes for their parents while avoiding the more stringent rules and higher rates that come with buying an investment property.
It is not uncommon that I get that call from a concerned client, trying to figure out how to help their parents move closer to them, so they can spend more time with the grandkids, or worse case they need emergency help. The challenge of long-distance caregiving can be a significant drain on the family, and this program may be the answer.
Unfortunately, purchasing a second home or investment property often means you need to put up a much larger down payment than you would for a primary residence; the interest rate might be higher. The benefit of this Family Opportunity Mortgage is that even if you currently own a primary residence, the new loan is subject to the same guidelines, and rates as an owner-occupied home! If your parents don’t have sufficient income or cannot work and wouldn’t qualify for a mortgage on their own, this could be the program you could use to help them.
This unique mortgage offers several benefits over traditional second home mortgages. First, no occupancy requirements – For second homes, typical rules require the borrower to occupy the home for some part of the year. There is no such requirement for this type of mortgage however, the parents must live in the property as their primary residence.
Secondly, there are no distance requirements – Some underwriters may require that a second home not be located near your primary residence. This rule has softened, but the underwriter would ask for a strong case of why this home should be considered a 2nd home under standard underwriting guidelines. But thankfully, with this program, there are no distance requirements! The home could be located right next to yours or in a different town; it’s still priced and underwritten as a primary residence, allowing you to secure a home for your parents at a lower cost.
Not all lenders offer this program, so be sure to ask your lender if this is available or give me a call anytime. We can cover in more detail to see if you are eligible for this unique program, “Buy a Home for Your Parents With This Special Loan Program.”
The above information is for educational purposes only. All data, loan programs, and interest rates are subject to change without notice. All loans are subject to underwriter approval. Terms, conditions, and eligibility requirements apply. Always consult an accountant or tax advisor for complete eligibility requirements on tax deduction.
If you are interested in buying or selling a property give us a call at 916-233-6759. If you need any kind of mortgage information or assistance, please call Dan Tharp with Guild Mortgage 916-257-1470
Dan Tharp – Branch Manager – 916-257-1470 2250 Del Paso Rd. #A, Sacramento, CA 95834
NMLS# 280913 | Company NMLS # 3274Equal Housing Lender Click to read Testimonials
Presenting a Sacramento Home for Sale By Targeting the Home Buyer
Presenting a Sacramento home for sale by targeting the home buyer is a strategy that all listing agents do not always give much thought to. Many sellers have been calling this week to find out how much their home is worth and how this Sacramento real estate agent might go about selling it. They seem amazed that I have time to talk with them, but they don’t understand that selling Sacramento real estate is pretty much all that I do. One seller even asked me how I find time to sleep. I am productive because I am organized and focused on my task. This means I can do a large volume of work while still giving my clients individual attention.
I am never too busy to accept a listing and sell a home. On top of this, I am fanatical about my photographs — about how I present each and every listing to home buyers and other agents. Every real estate agent should be this way, in my opinion. Presenting a Sacramento home for sale by targeting the home buyer is a very important marketing strategy. Read more in my personal blog today about https://www.elizabethweintraub.com/looking-sacramento-homes-sale-buyers-perspective/
If you think about buying or selling a property, please call us at 916-233-6759.
JaCi Wallace
RE/MAX Gold 00773532
