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Just Because You Called Me By Mistake Doesn’t Mean We Will Work Together
Just because you called me by mistake doesn’t mean we will work together, but then again, we might work together. Sure, every so often, we, as real estate agents, have the distinct non-pleasure of engaging in a phone conversation with a person of dubious nature. But, for the most part, that sort of thing is rare. My niece is convinced that she can’t go into real estate because it would mean having to work with people she can’t stand. She steadfastly refuses to compromise her ethics in that manner. For the life of me, I don’t know where she gets that sentiment. I don’t mean that in a joking manner. I can’t seem to get her to understand the profession is filled with wonderful people. It’s a sheer delight to work with my clients in Sacramento.
Sure, every so often we as real estate agents have the distinct non-pleasure of engaging in a phone conversation with a person of dubious nature. For the most part, that sort of thing is rare. Just because you called me by mistake doesn’t mean we will work together, but then again we might work together.
It’s even rarer to be in a transaction or otherwise working with an obnoxious or rude or, worse, crazy person. OK, it happens from time to time, but not often enough to paint everybody in our path with such a broad brush. And when it does, well, it makes for great humor, is the way I look at it.
You can read more about this type of situation in my personal blog today at this link: https://www.elizabethweintraub.com/a-blessing-in-disguise-is-rarely-a-mistake/
If you are looking for a Realtor to discuss your real goals or just want to discuss a real estate topic, please call Weintraub & Wallace Realtors. We can be reached at (916)-233-6759. Elizabeth Weintraub, Broker 00697006, and JaCi Wallace with RE/MAX Gold 00773532.
Buy a Home for Your Parents With This Special Loan Program
Buy a home for your parents with this special loan program; this is an excellent blog written by our own preferred lender Dan Tharp. ~~JaCi Wallace with RE/MAX Gold # 00773532
As a long-time Mortgage lender in Sacramento, I have used this relatively unknown loan program to help my clients purchase new homes for their parents while avoiding the more stringent rules and higher rates that come with buying an investment property.
It is not uncommon that I get that call from a concerned client, trying to figure out how to help their parents move closer to them, so they can spend more time with the grandkids, or worse case they need emergency help. The challenge of long-distance caregiving can be a significant drain on the family, and this program may be the answer.
Unfortunately, purchasing a second home or investment property often means you need to put up a much larger down payment than you would for a primary residence; the interest rate might be higher. The benefit of this Family Opportunity Mortgage is that even if you currently own a primary residence, the new loan is subject to the same guidelines, and rates as an owner-occupied home! If your parents don’t have sufficient income or cannot work and wouldn’t qualify for a mortgage on their own, this could be the program you could use to help them.
This unique mortgage offers several benefits over traditional second home mortgages. First, no occupancy requirements – For second homes, typical rules require the borrower to occupy the home for some part of the year. There is no such requirement for this type of mortgage however, the parents must live in the property as their primary residence.
Secondly, there are no distance requirements – Some underwriters may require that a second home not be located near your primary residence. This rule has softened, but the underwriter would ask for a strong case of why this home should be considered a 2nd home under standard underwriting guidelines. But thankfully, with this program, there are no distance requirements! The home could be located right next to yours or in a different town; it’s still priced and underwritten as a primary residence, allowing you to secure a home for your parents at a lower cost.
Not all lenders offer this program, so be sure to ask your lender if this is available or give me a call anytime. We can cover in more detail to see if you are eligible for this unique program, “Buy a Home for Your Parents With This Special Loan Program.”
The above information is for educational purposes only. All data, loan programs, and interest rates are subject to change without notice. All loans are subject to underwriter approval. Terms, conditions, and eligibility requirements apply. Always consult an accountant or tax advisor for complete eligibility requirements on tax deduction.
If you are interested in buying or selling a property give us a call at 916-233-6759. If you need any kind of mortgage information or assistance, please call Dan Tharp with Guild Mortgage 916-257-1470
Dan Tharp – Branch Manager – 916-257-1470 2250 Del Paso Rd. #A, Sacramento, CA 95834
NMLS# 280913 | Company NMLS # 3274Equal Housing Lender Click to read Testimonials
Presenting a Sacramento Home for Sale By Targeting the Home Buyer
Presenting a Sacramento home for sale by targeting the home buyer is a strategy that all listing agents do not always give much thought to. Many sellers have been calling this week to find out how much their home is worth and how this Sacramento real estate agent might go about selling it. They seem amazed that I have time to talk with them, but they don’t understand that selling Sacramento real estate is pretty much all that I do. One seller even asked me how I find time to sleep. I am productive because I am organized and focused on my task. This means I can do a large volume of work while still giving my clients individual attention.
I am never too busy to accept a listing and sell a home. On top of this, I am fanatical about my photographs — about how I present each and every listing to home buyers and other agents. Every real estate agent should be this way, in my opinion. Presenting a Sacramento home for sale by targeting the home buyer is a very important marketing strategy. Read more in my personal blog today about https://www.elizabethweintraub.com/looking-sacramento-homes-sale-buyers-perspective/
If you think about buying or selling a property, please call us at 916-233-6759.
JaCi Wallace
RE/MAX Gold 00773532
Have You Ever Taken A Wrong Turn In Life
Haven’t you ever taken a wrong turn in life? Like, maybe you meant to attend college down south at UCLA but ended up at Sacramento City College? You make the best of it, that’s what you do. You don’t wander around complaining and pointing fingers at your parents because they couldn’t afford tuition and housing at UCLA. You just get on with your life, right? You grab with gusto that C-minus GPA and march forward into the world, bright-eyed and bushy-tailed. It’s about forgiveness, understanding and humility.
Read more in my personal blog today https://www.elizabethweintraub.com/when-life-throws-curveballs-duck-and-resolve/
If you have ever taken a wrong turn in life sometimes those wrong turns can become opportunities where you made a special friendship or another meaningful event that may have never, otherwise happened. If you have been giving thought to buying a home or selling its time to take action. The interest rates and prices are on the rise so it’s a great time. Rents are sky-high. If you are interested in buying and or selling a property call us today at 916-233-06759.
~~JaCi Wallace
DRE 00773532 RE/MAX Gold
The Myth Behind Those Back-on-Market Homes in Sacramento
Short Sale Blog 2014: This spring real estate market in Sacramento is off to a rocky start, at least in my little camp in the universe. It seems that every time I take a home off the market and place it into pending status, there is some kind of issue with the buyer that should have been resolved prior to writing an offer. What I call an “Oops” status. Except it’s like a 30-foot-deep snow blizzard, so I just say Oops to be funny, otherwise, I’d be tearing out my hair.
Over the last dozen years, even through the real estate crisis, a listing agent could be relatively assured that when she changed that status on a home in Sacramento from active to pending, that it would at least make its way into escrow. Because, after all, she had an accepted purchase contract. That doesn’t seem to be the case at the moment. Read more in my personal blog about.
If you are interesting in discussing your real estate objectives, we can be reached at 916-233-6759.
JaCi Wallace, RE/MAX Gold
DRE 00773532
